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Top Ten Reasons to Purchase Travel Insurance

Why Do I Need Travel Insurance?

Traveling creates memories of a lifetime, and can also mean encountering the unexpected; ranging from an inconvenient flight delay to a cancellation for sickness, or a truly serious medical emergency. In today’s travel environment it’s increasingly important to protect yourself and your travel investment.

For a true sense of security, a comprehensive policy from a reputable, independent travel insurance company is paramount. Medical insurance policies may not protect your travels abroad and often have out-of-network deductibles. Likewise, coverage through credit cards and travel suppliers can have shortfalls and not fully protect you in travel situations like the above.

Not sure you need travel insurance? Review our list of travel circumstances you may not expect and discover how Travelex can help you along the way.


  1. My daughter is too sick to travel
    When you purchase a plan that offers trip cancellation/interruption coverage you may be eligible to cancel your trip for the unforeseen sickness - and be reimbursed for any non-refundable expenses relating to your trip.
  2. My travel supplier just declared bankruptcy
    Common carriers with financial difficulties are becoming increasingly common. Purchasing trip cancellation/interruption coverage from Travelex can protect you from losing your trip investment due to such an occurrence.as possible and have your emergency prescription filled. Who do you call?
  3. I think my son has an ear infection – what's 'ear infection' in Italian?"
    Travelex plans offer 24-hour worldwide assistance. Call toll-free to access our 24 hour assistance company and get information on English-speaking doctors in your area.
  4. We were on our way home when the airline went on strike
    The trip delay benefit offers coverage for additional meals and accommodations for strikes that affect public transportation.
  5. I arrived but my luggage didn't
    Whether your bag is lost or merely delayed, you can be reimbursed for the purchase of clothing and personal articles so you can enjoy your vacation.
  6. My father-in-law fell and injured himself – I normally care for him
    The illness or injury of family members is also included under covered reasons to cancel. It's important to remember that even if you are fit to travel; other events may make departing on your trip unthinkable.
  7. We missed our connection because of a flight delay
    Weather and mechanical difficulties often delays our arrival into our connecting city past the departure of the next flight. If the cause of the flight delay was at least 5 hours long, you may be reimbursed the un-used portion of your trip as well as for the additional accommodations and meals.
  8. We were traveling when I suddenly developed chest pains
    When a medical emergency happens far away from home and from proper medical facilities, you want to ensure you receive adequate care. Our medical evacuation benefit will cover emergency transportation for you to the nearest facility or back home.
  9. A terrorist act has occurred in a city in which my flight will be connecting
    Both domestic and international terrorist acts are covered reasons to cancel your trip and protect your investment from being lost.
  10. My wallet, with my cards and passport - have been stolen
    Emergency assistance services will assist you in reporting your lost documents and make arrangements for an emergency cash transfer should that be required.

Protect your vacations with Travelex. Get your Travel Insurance quote now!